These Terms and Conditions govern your access to and use of the ab99 online gaming platform, including all services, games, promotions, and financial transactions made available by ab99 to registered account holders. Please read this document carefully before registering or placing any bets on ab99.
1.1 By accessing, registering on, or using any service provided by ab99 — including but not limited to the casino, sportsbook, slot games, fishing games, live dealer tables, and all promotional offers — you acknowledge that you have read, understood, and unconditionally accepted these Terms and Conditions.
1.2 These Terms apply to all visitors, registered users, and account holders of the ab99 platform regardless of the device, browser, or network connection used to access ab99 services.
1.3 Use of the ab99 platform by minors is strictly prohibited. The minimum age for registration and participation on ab99 is twenty-one (21) years. This restriction is enforced through identity verification procedures at registration and at the time of withdrawal requests.
1.4 ab99 reserves the right to amend these Terms at any time. Continued use of the platform following any amendment constitutes acceptance of the revised Terms. Players are encouraged to review this document periodically.
2.1 To register and maintain an active ab99 account, you must satisfy all of the following eligibility criteria at the time of registration and at all times during which your account remains active:
2.2 ab99 reserves the right to request proof of age and identity documentation at any point during the account lifecycle. Failure to provide satisfactory documentation within the timeframe specified by ab99 support will result in account restriction until compliance is achieved.
2.3 It is the sole responsibility of the Player to ascertain whether their participation in online gambling is lawful in their jurisdiction. ab99 makes no representation as to the legality of its services in any particular jurisdiction outside of those where it holds applicable authorisation.
3.1 Each Player is permitted to maintain only one (1) active account on ab99. The creation of multiple accounts — whether under the same identity, mobile number, device, or household — is strictly prohibited and constitutes grounds for account closure and forfeiture of balances.
3.2 At the time of registration, Players are required to provide accurate, complete, and current information including but not limited to: full legal name, date of birth, residential address, and a valid Pakistani mobile number. Providing false or misleading registration information is a material breach of these Terms.
3.3 ab99 conducts identity verification ("KYC") procedures in accordance with its licensing obligations. Players may be required to submit copies of government-issued identification documents (CNIC, passport, or driving licence) and proof of address. Accounts that do not complete KYC verification within the required timeframe may be restricted from withdrawals.
3.4 Pakistani mobile numbers registered on Jazz, Telenor, Zong, Ufone, or Warid networks are accepted for account verification purposes. The mobile number provided at registration must be genuinely owned and operated by the registering Player.
4.1 Players are solely responsible for maintaining the confidentiality of their ab99 account login credentials, including their username, password, and any two-factor authentication codes. ab99 will not be liable for any losses arising from unauthorised access to a Player's account where such access resulted from the Player's failure to maintain credential security.
4.2 Players must notify ab99 support immediately upon discovering or suspecting any unauthorised access to their account, any unauthorised transactions, or any compromise of their login credentials.
4.3 ab99 will never request a Player's full password through any channel including live chat, email, or telephone. Players should treat any such request as a potential fraud attempt and report it to ab99 support.
4.4 Players are advised to enable two-factor authentication (2FA) on their ab99 account, to use a unique password not shared with any other online service, and to access their account only from secure, private networks. ab99 recommends avoiding login from public Wi-Fi hotspots in locations such as cafés, airports, or shared workspaces.
5.1 ab99 accepts deposits in Pakistani Rupees (PKR) only via the following supported payment methods: JazzCash, EasyPaisa, Raast, HBL Bank Transfer, UBL Bank Transfer, and Meezan Bank Transfer. The minimum deposit threshold is Rs 100 via JazzCash and EasyPaisa mobile wallets.
5.2 All deposit transactions on ab99 are processed in Pakistani Rupees. ab99 does not charge transaction fees on standard deposits made via supported payment methods, though the Player's bank or mobile wallet provider may impose their own fees, for which ab99 bears no responsibility.
5.3 Funds deposited into an ab99 account must originate from a payment instrument that is legally owned by and registered to the account holder. Third-party deposits — where funds are sent from a payment instrument belonging to a person other than the registered account holder — are prohibited and will be reversed.
5.4 ab99 reserves the right to conduct enhanced due diligence on any deposit transaction and may request documentary evidence of the source of funds in accordance with applicable anti-money-laundering regulations.
6.1 Players may request withdrawal of their available balance at any time, subject to the following conditions: (a) all active wagering requirements attached to accepted bonuses have been fulfilled; (b) identity verification requirements have been completed to ab99's satisfaction; and (c) the withdrawal amount meets the minimum threshold applicable to the chosen payment method.
6.2 Withdrawals on ab99 are processed to the same payment method used for the most recent qualifying deposit, in accordance with anti-money-laundering return-to-source requirements. Withdrawals to third-party accounts will not be processed under any circumstances.
6.3 Standard withdrawal processing times on ab99 are as follows: JazzCash and EasyPaisa — typically 15 to 60 minutes during normal business hours; Raast and bank transfers — typically 1 to 4 business hours. Processing times may be extended during periods of high volume or where additional verification is required.
6.4 ab99 reserves the right to conduct enhanced withdrawal verification for transactions above certain thresholds. This may include requesting source-of-funds documentation or conducting additional identity checks before authorising payment.
6.5 Withdrawals of bonus funds that have not satisfied applicable wagering requirements will not be processed. Any attempt to withdraw such funds without meeting wagering requirements may result in the bonus balance being removed from the account.
7.1 ab99 offers various promotional bonuses including welcome bonuses, reload bonuses, free spins allocations, cashback offers, and seasonal promotions such as Eid and PSL-period campaigns. Each promotion is subject to specific terms that will be clearly stated at the point of offer.
7.2 Unless otherwise stated in the specific bonus terms, all bonuses offered by ab99 are subject to a wagering requirement of ten times (10×) the bonus amount before bonus-derived winnings may be withdrawn. Some bonuses may carry different multipliers as stated in their respective promotional terms.
7.3 Bonuses are credited to the Player's bonus balance and may be subject to maximum bet restrictions while wagering requirements are active. Placing bets in excess of Rs 500 per round or spin while a wagering requirement is active may result in bonus cancellation and forfeiture of associated winnings.
7.4 ab99 reserves the right to withdraw, modify, or cancel any promotional offer at any time without prior notice, and to void any bonus or associated winnings where it has reasonable grounds to believe that the bonus has been claimed or used in bad faith, fraudulently, or in breach of these Terms.
7.5 Players may not hold more than one active welcome bonus simultaneously. Bonuses are non-transferable and have no cash value outside of the ab99 platform.
8.1 Each game available on the ab99 platform — including live casino, slot games, table games, fishing games, and sportsbook — is governed by its own specific game rules in addition to these general Terms. Players are responsible for familiarising themselves with the applicable game rules before participating.
8.2 All casino games and slot machines on ab99 use certified Random Number Generator (RNG) systems that have been independently audited and certified by accredited third-party testing laboratories. ab99 provides no guarantee of winnings; all outcomes are determined by chance in accordance with certified RNG systems.
8.3 In the event of a technical malfunction, game error, or system failure that affects an active game session, ab99 reserves the right to void the affected game round and refund the corresponding stake to the Player's account. ab99 shall not be liable for any winnings arising from a malfunctioning game.
8.4 Sportsbook bets placed on the ab99 platform are subject to the specific sportsbook rules applicable to each sport and event type, including settlement rules, void bet conditions, and in-play betting restrictions. PSL and international cricket markets follow the official match and tournament results as determined by the relevant governing body.
8.5 ab99 reserves the right to limit, reduce, or restrict bet sizes for any Player or on any market without providing a reason, and to void bets where there is evidence of match manipulation, arbitrage, or systematic exploitation of pricing errors.
9.1 The following conduct is expressly prohibited on the ab99 platform and constitutes grounds for immediate account suspension, permanent closure, and forfeiture of balance:
10.1 ab99 reserves the right to suspend or permanently close any Player account at its sole discretion, including where: (a) the Player has breached any provision of these Terms; (b) ab99 has reasonable grounds to suspect fraudulent, abusive, or illegal activity; (c) the Player requests self-exclusion; or (d) regulatory or licensing obligations require account closure.
10.2 Where an account is closed due to a breach of these Terms, any balance remaining in the account — including deposited funds and winnings — may be forfeited in proportion to the severity of the breach, as determined by ab99's compliance team.
10.3 Where an account is closed for reasons other than a breach of Terms — such as a Player-initiated voluntary closure — the available balance will be returned to the Player via the registered payment method within a reasonable processing period, subject to completion of any outstanding KYC requirements.
10.4 Players who self-exclude from ab99 under the responsible gaming tools cannot reopen their account or create a new account during the active self-exclusion period. Any attempt to circumvent a self-exclusion by registering under different details will be treated as a breach of these Terms.
11.1 ab99 is committed to promoting responsible gambling across its entire platform. The following responsible gaming tools are available to all registered Players directly from their account settings panel, free of charge and effective immediately upon activation:
11.2 Gambling must at all times be treated as a form of entertainment. ab99 encourages all Players to set personal limits before commencing their first gaming session and to review their gaming behaviour regularly.
11.3 Players who believe their gambling behaviour may be causing harm to themselves or others are strongly encouraged to use the self-exclusion tool immediately and to seek support from professional counselling services. Full information is available on our Responsible Gaming page.
12.1 All content available on the ab99 platform — including but not limited to software, game titles, graphics, text, logos, trademarks, audio, video, and user interface elements — is the intellectual property of ab99 or its licensed content providers and is protected by applicable intellectual property laws.
12.2 Players are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the ab99 platform solely for the purpose of personal entertainment gambling in accordance with these Terms. This licence does not permit reproduction, redistribution, commercial exploitation, or derivative use of any platform content.
12.3 The ab99 brand name, logo, and associated trademarks may not be used by any third party without prior written authorisation from ab99.
13.1 To the fullest extent permitted by applicable law, ab99 shall not be liable for: (a) any loss of profits, revenue, data, or business opportunities arising from use of the platform; (b) any indirect, incidental, consequential, or punitive losses; (c) losses arising from network outages, internet connectivity failures, or device malfunctions outside ab99's control; or (d) gambling losses of any amount incurred through normal platform use.
13.2 ab99's total aggregate liability to any Player in respect of any single incident or series of related incidents shall not exceed the lower of: (a) the total net deposits made by the Player in the thirty (30) days preceding the relevant incident; or (b) Rs 50,000.
13.3 The ab99 platform is provided on an "as is" and "as available" basis. ab99 does not warrant that the platform will be uninterrupted, error-free, or free from security vulnerabilities, though reasonable technical measures are maintained to minimise service disruption.
13.4 Nothing in these Terms shall operate to limit or exclude liability for death or personal injury caused by negligence, fraud, or any other liability that cannot lawfully be limited or excluded.
14.1 ab99 collects, processes, stores, and uses personal data in accordance with its Privacy Policy, which forms part of these Terms and Conditions by reference. Players are encouraged to read the Privacy Policy in full before registering.
14.2 ab99 collects personal data including name, date of birth, contact details, payment information, gaming history, and device and network identifiers for the purposes of account management, identity verification, fraud prevention, regulatory compliance, and service improvement.
14.3 ab99 does not sell personal data to third parties for marketing purposes. Data may be shared with regulated third-party service providers (payment processors, KYC verification services, and licensed game providers) solely to the extent necessary for the operation of the platform.
14.4 Players may access, correct, or request deletion of their personal data by contacting ab99 support, subject to applicable legal retention obligations. Full details of data subject rights are set out in the Privacy Policy.
15.1 ab99 reserves the right to amend, update, or replace these Terms and Conditions at any time. Material changes will be communicated to registered Players via the registered mobile number or through a notification displayed within the Player's account on next login.
15.2 Amendments take effect on the date stated in the updated Terms document. Continued use of the ab99 platform after the effective date of any amendment constitutes the Player's acceptance of the revised Terms.
15.3 If a Player does not agree to any amended Terms, they must cease using the ab99 platform and may request account closure and withdrawal of available balance in accordance with clause 10.3.
16.1 These Terms and Conditions, and any dispute arising from or in connection with them, shall be governed by the laws of the jurisdiction in which ab99 holds its primary operating licence. The specific jurisdiction is available in the licensing information section of the platform.
16.2 In the event of a dispute between a Player and ab99, the Player should in the first instance contact ab99 customer support via live chat or the support email address provided in the platform. ab99 aims to resolve all disputes informally within five (5) business days.
16.3 Where a dispute cannot be resolved informally, it may be referred to an independent dispute resolution service as designated by ab99's gaming licence. Details of the applicable dispute resolution mechanism are available from ab99 customer support upon request.
16.4 Nothing in this clause shall prevent either party from seeking urgent injunctive or other equitable relief from a court of competent jurisdiction where necessary to protect its rights or prevent irreparable harm.
17.1 For queries related to these Terms and Conditions, account management, payment matters, or responsible gaming, Players may contact ab99 through the following channel:
17.2 ab99 aims to respond to all written support enquiries within twenty-four (24) hours on business days. Complex compliance-related queries may require additional processing time, in which case the Player will be informed of the expected resolution timeline.
These Terms and Conditions were last reviewed and updated on 1 January 2026. The current version supersedes all previous versions of the ab99 Terms and Conditions. © 2026 ab99. All rights reserved.
The following is a plain-language summary of the most important points in the ab99 Terms and Conditions. This summary does not replace the full legal text above — Players are required to read and accept the full Terms.
Each Pakistani player may hold exactly one ab99 account. Creating duplicate accounts — under the same identity, mobile number, or device — results in immediate closure of all accounts and forfeiture of balances. Your one account is your complete ab99 identity.
ab99 is strictly for adults aged 21 and above. Age verification is mandatory at registration and at withdrawal. Any account belonging to a person under 21 will be closed immediately with applicable fund handling procedures applied.
Standard ab99 bonuses carry a 10× wagering requirement before withdrawal is available. Each bonus promotion specifies its own terms clearly at the point of offer. Attempting withdrawal before meeting requirements results in the bonus being removed.
All ab99 deposits and withdrawals are processed in PKR via JazzCash, EasyPaisa, Raast, HBL, UBL, or Meezan Bank. Third-party payments are prohibited. Withdrawals return to the same method as the most recent qualifying deposit.
Deposit limits, session timers, cooling-off periods, and immediate self-exclusion are all available inside your ab99 account settings. These tools are free, effective instantly, and designed to keep gambling a controlled, enjoyable entertainment activity.
Every game on ab99 uses third-party certified RNG technology. Outcomes are genuinely random and not influenced by the platform or the Player's recent history. Independent audit certificates are maintained for all game providers on ab99.